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List of 33 factors that can cause homelessness:

Economic Factors

  1. Poverty – Lack of financial resources to afford housing.

  2. Unemployment – Loss of a job or inability to find stable employment.

  3. Low Wages – Inadequate income to cover housing and basic needs.

  4. Rising Housing Costs – High rent or home prices that outpace income growth.

  5. Lack of Affordable Housing – Insufficient availability of low-cost housing options.

  6. Evictions – Legal removal from a residence due to inability to pay rent or other disputes.

  7. Economic Recession – Broader economic downturns that lead to job loss and financial instability.

Social Factors

  1. Family Conflict – Domestic violence, abuse, or other family issues that force individuals to leave home.

  2. Divorce or Separation – Loss of shared income or housing after a breakup.

  3. Lack of Social Support – Absence of friends or family to provide temporary housing or assistance.

  4. Discrimination – Barriers to housing or employment due to race, gender, sexual orientation, or other factors.

Health and Mental Health Factors

  1. Mental Illness – Conditions like depression, schizophrenia, or PTSD that make it difficult to maintain housing or employment.

  2. Substance Abuse – Addiction to drugs or alcohol leading to financial instability or eviction.

  3. Chronic Illness or Disability – Medical conditions that prevent steady employment or drain financial resources.

  4. Lack of Access to Healthcare – Inability to address health issues, leading to worsening conditions and financial strain.

Structural and Systemic Factors

  1. Systemic Inequality – Racial, gender, and economic disparities that limit access to resources.

  2. Inadequate Social Services – Insufficient government or community programs to support those in need.

  3. Criminal Background – Difficulty finding employment or housing due to a criminal record.

  4. Foster Care System Failures – Youth aging out of foster care without adequate support.

  5. Gentrification – Displacement of low-income residents due to urban development and rising costs.

Natural and Environmental Factors

  1. Natural Disasters – Hurricanes, floods, earthquakes, or wildfires that destroy homes.

  2. Climate Change – Long-term environmental changes leading to displacement.

  3. Pandemics – Health crises that lead to job loss, evictions, or housing instability.

Personal and Situational Factors

  1. Trauma – Experiences of abuse, violence, or significant loss that disrupt stability.

  2. Youth Homelessness – Runaways or those forced out of their homes due to family conflict or rejection (e.g., LGBTQ+ youth).

  3. Veterans’ Issues – Difficulty transitioning back to civilian life, PTSD, or lack of support services.

  4. Unexpected Emergencies – Sudden financial crises like medical bills, car repairs, or job loss.

Policy and Legal Factors

  1. Lack of Tenant Protections – Weak laws that favor landlords over tenants.

  2. Inadequate Minimum Wage Laws – Wages that do not align with the cost of living.

  3. Cuts to Public Assistance – Reduction in welfare, housing subsidies, or unemployment benefits.

  4. Criminalization of Homelessness – Laws that penalize sleeping in public or panhandling without addressing root causes.

Cultural and Societal Factors

  1. Stigma Around Homelessness – Negative perceptions that prevent people from seeking or receiving help.

  2. Lack of Awareness – Insufficient understanding of homelessness and its causes, leading to inadequate support.

 

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Matthew 6:20-21

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Founder: Michael Hopkins

Jehovah Saints Global Outreach

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Dexter, MO 63841

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